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Mobile banking (m-banking) involves the use of a mobile phone or another mobile device to undertake financial transactions linked to a client’s account. Mobile banking is getting considerable attention in markets around the world. It is clearly fundamental to the strategic plans of the top banks and other financial institutions in all markets. Because mobile banking uses the existing rapidly expanding mobile phone infrastructure, it has the potential to be deployed rapidly and affordably to expand access to financial services to the end users.
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